Poverty and Inequality of SHG-Member Households: Evidence From Villages in North Andaman Island

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Author(s): Supravat Bagli (Presidency University, India)and Ratan Dey (ICICI Bank – Port Blair, India)
Copyright: 2019
Pages: 21
Source title: Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality
Source Author(s)/Editor(s): Ramesh Chandra Das (Vidyasagar University, India)
DOI: 10.4018/978-1-5225-5240-6.ch018

Keywords: Accounting and Finance / Business & Management / Business Science Reference / Economics & Economic Theory

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Abstract

This chapter explores the penetration of SHGs and assesses socio-economic status and its inequality for the SHG-member households in North Andaman Island in the union territory Andaman and Nicobar Islands of India. The authors have used the Gini coefficients for computing inequalities and log-linear model for estimating the impact of borrowing on food and non-food expenditure. It is revealed that the incidence and intensity of poverty of the sample households is not so serious. Majority of the sample women under SHG schemes actively participate in group activities and have obtained micro credit. Inequality in household income is lower than the inequality in per capita income. Moreover, inequality for health expenditure is higher compared to the inequality in food expenditure. Borrowing through SHGs accelerates non-food expenditures not investment in income generating activities. However, SHGs inculcates empowerment of the participations.

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Poverty and Inequality of SHG-Member Households: Evidence From Villages in North Andaman Island

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