IRMA-International.org: Creator of Knowledge
Information Resources Management Association
Advancing the Concepts & Practices of Information Resources Management in Modern Organizations

Dual-Factor Approach to Consumer Acceptance of Mobile Banking

Dual-Factor Approach to Consumer Acceptance of Mobile Banking
View Sample PDF
Author(s): Donald Amoroso (Auburn University Montgomery, USA), Osam Sato (Tokyo Keizai University, Japan)and Pajaree Ackaradejruangsri (Ritsumeikan Asia Pacific University, Japan)
Copyright: 2021
Volume: 12
Issue: 1
Pages: 27
Source title: International Journal of Technology Diffusion (IJTD)
Editor(s)-in-Chief: Ali Hussein Saleh Zolait (University of Bahrain, Bahrain)
DOI: 10.4018/IJTD.2021010101

Purchase

View Dual-Factor Approach to Consumer Acceptance of Mobile Banking on the publisher's website for pricing and purchasing information.

Abstract

This study builds on relationship marketing literature and extends existing continuance intention theories by applying dual-factor model to understand the complex behaviors of Japanese consumers and continuance intention of using mobile financial applications, such as mobile banking and/or mobile wallet. The research model, originally developed by Amoroso and Chen, has been adopted and data collected with a sample of 513 Japanese mobile banking app consumers. A predictive structural equation model was derived from the covariance matrix and was produced to analyze the path coefficients. The results show a general support for continuance intention to use mobile banking technologies among Japanese consumers. The results show Japanese consumer satisfaction is found to be a strong predictor of loyalty and continuance intention, directly affected by perceived value, perceived enjoyment, and inertia/habit. While loyalty is found to be a key construct to directly affect continuance intention, a very strong predictor of continuance intention among Japanese mobile banking apps users.

Related Content

. © 2024.
Prashant Kumar Choudhary, Sangeeta Shah Bhardwaj, Anjali Kaushik. © 2024. 24 pages.
Savdeep Vasudeva. © 2023. 24 pages.
Vijayakumar S., Tamil Arasan P., Venkateswara U.. © 2023. 10 pages.
Tawseef Ahmad Naqishbandi, E. Syed Mohamed, Guido Veronese. © 2023. 21 pages.
Sweta Sneha, Avijit Singh, Anshu Singh, Madhu Bhadauria, Christopher Burgess, Lisero Mugula. © 2023. 17 pages.
Gaurav Nagpal, Anup Kumar Ray, Nitisha Kharkwal, Naga Vamsi Krishna Jasti, Ankita Nagpal. © 2023. 14 pages.
Body Bottom