Impact of E-Collaboration Between Indian Banks and Fintech Companies for Digital Banking and New Emerging Technologies

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Author(s): Narinder Kumar Bhasin (Amity University, India)and Anupama Rajesh (Amity University, India)
Copyright: 2021
Volume: 17
Issue: 1
Pages: 21
Source title: International Journal of e-Collaboration (IJeC)
Editor(s)-in-Chief: Jingyuan Zhao (University of Toronto, Canada)
DOI: 10.4018/IJeC.2021010102

Keywords: E-Collaboration / Information Science Reference / Media & Communications / Social Computing

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Abstract

At present, the Indian banking system is passing through the journey of revolutionary reforms from traditional banking to e-collaboration of digital banking products and financial technologies (Fintech) companies. They are creating financial disruptions and changing the shape of the payment system. Fintech is a new buzzword in the banking and finance industry which have to combine the core traditional banking liability and lending functions with new financial technology. It's a win-win situation for both Indian banks that have a huge customer base and a wide network of branches. On the other hand, Fintech companies are very strong in technology, but they need to build trust among the customer for the adoption of new digital and Fintech products. This research paper traces the various challenges and opportunities Indian banking system is facing in collaboration and co-invention with Fintech firms.

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Impact of E-Collaboration Between Indian Banks and Fintech Companies for Digital Banking and New Emerging Technologies

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