Financial Education

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Author(s): Sergio Camisón-Haba (Universitat de València, Spain)
Copyright: 2021
Pages: 14
Source title: Encyclopedia of Organizational Knowledge, Administration, and Technology
Source Author(s)/Editor(s): Mehdi Khosrow-Pour D.B.A. (Information Resources Management Association, USA)
DOI: 10.4018/978-1-7998-3473-1.ch010

Keywords: Administration & Leadership / Business & Management / Business and Organizational Research / Business Science Reference

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Abstract

In a global financial environment with an ever-increasing number and complexity of financial products, an uneducated citizen is inevitably at a disadvantage when it comes to making informed financial decisions. Despite the vital importance of financial education and literacy, the reality is that the level of financial knowledge varies substantially worldwide. This article defines the concept of financial education as well as the results achieved at an international level. The article also analyses the potential consequences of higher-level financial education for citizens and financial consumers. Finally, the article summarizes the main positions for and against financial education and draws conclusions in the form of recommendations for designing and implementing financial education programmes.

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