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The Transformation of Payments Industry: The European Regulatory Perspective
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Author(s): Yasmin Ahmed Mahgoub (Department of Industrial Economics and Management, KTH Royal Institute of Technology, Sweden)
Copyright: 2021
Pages: 19
Source title:
Influence of FinTech on Management Transformation
Source Author(s)/Editor(s): Amira Sghari (Faculty of Economics and Management, University of Sfax, Tunisia)and Karim Mezghani (Al Imam Mohammad Ibn Saud Islamic University, Saudi Arabia & University of Sfax, Tunisia)
DOI: 10.4018/978-1-7998-7110-1.ch006
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Abstract
Mobile payment is an innovative area, which will speedily grow in the coming years. The mobile payments in the European vision stresses as payment industry transformation to the digital economy. This management transformation applied via seamless availability for the users and business in an open cross-country platform, to meet the user requirements and will not hinder the mobile payments industry transformation. Several regulations and directives have been made on the European Union context to realize this vision; however, there is still a challenging road ahead. Directives and regulations legislated to increase the confidence payment transformation and users by instructive the rights and obligations of all mobile payments parties, providing the requirements for transformation such as interoperability, likewise users requisites such as security and customer protection. This chapter provides a brief overview of these directives and raises to some critical matters that have to be taken into consideration for successful management transformation of a pan-European mobile payment service in the Fintech context.
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