Gao Niu is an Assistant Professor in Actuarial Science and Program Coordinator of Actuarial Math Program at Bryant University. He also serves as the Faculty Consultant of the Janet & Mark L Goldenson Center for Actuarial Research at the University of Connecticut. He has a doctorate in actuarial science from the University of Connecticut, is an Associate of the Casualty Actuarial Society and a Member of the American Academy of Actuaries. Dr. Niu has years of experience in academic actuarial research and consulting practice. His research area includes but not limited to the following: big data analytics application in insurance industry, property and casualty insurance practice, predictive modeling, agent-based modeling, financial planning, life insurance and health insurance pricing, reserving and data mining.