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Access to Finance: Developing Microinsurance Market in Turkey
Abstract
Microinsurance provides indemnity for those with low income and with limited access to insurance options. Aimed at supporting sustainable means of living for individuals, microinsurance is a market-based practice. Many microinsurance products focus on the famine and drought in Latin America, Africa and Asia and most commonly provided by European insurance companies. However, demand for microinsurance is also the case in developed countries. Microinsurance was introduced in Turkey in 2011 when 55,000 low-income women were insured as part of a microinsurance package created with the collaboration of Turkish Foundation for Waste Reduction (TISVA) and Günes Insurance. This section provides information on the aim, importance, and scope of microinsurance which plays a significant role in action against poverty while explaining practices available in Turkey and the world.
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