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Behind the Barriers: Identifying Critical Credit Access Challenges in Agri-Business Sector of India
Abstract
Agricultural credit provision plays a vital role for farmers, producers, and business entrepreneurs giving them access to the funds for multiple purposes. The research culminates in the development of a conceptual model that outlines the multifaceted challenges confronted by the Indian agricultural industry while accessing the credit for their sustainable development. In the present study, thorough analysis has been done with the help of AHP technique to find out the identified key challenges which hinders the establishment and growth of agri-business activities in rural sector of India. This document will be helpful to the small agri-businessmen, rural agri-entrepreneurs, and producers while getting credit facility by the banks and other financial institutions. It will also be helpful to government and policy makers to overcome these challenges, so that proper coordination among financial markets, agri-entrepreneurs, and government will be established. It would further influence and encourage the investors to invest in agri projects on a massive scale in future.
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