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Electronic Payment Systems in Developing Countries for Improved Governance System
Abstract
Payment system is an age-old system of transfer of properties. It has taken different forms of transactions depending on demand, usage, acceptability, tradition, methods, technology and availability. Payment systems varied from commodity transfers, physical financial transactions (traditional payment systems) to virtual payment transactions (electronic payment systems). Electronic payment systems have also taken various forms in varying environments and societies. This chapter provides a general overview on various electronic payment systems, focusing developing countries and tried to relate electronic payment systems as an enabler of financial empowerment. In this context, this chapter reiterated that by raising economic activities via electronic means, as a component of e-commerce, could enhance the electronic governance system of a country. It has also put forward available issues, challenges, methods and tools needed to implement electronic payment systems, especially focusing to developing countries.
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