Microfinance Schemes for Women Entrepreneurship in India: A Case Study of Sikkim State

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Author(s): Sunil Kumar (Lovely Professional University, India)and Soni Subedi (Lovely Professional University, India)
Copyright: 2023
Pages: 17
Source title: Empowering Women Through Microfinance in Developing Countries
Source Author(s)/Editor(s): Yahaya Alhassan (University of Sunderland in London, UK)and Uzoechi Nwagbara (University of Sunderland in London, UK)
DOI: 10.4018/978-1-6684-8979-6.ch007

Keywords: Accounting and Finance / Business Science Reference / Gender & Diversity / Medicine & Healthcare

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Abstract

In today's globalized world, women are recognizing in the field of entrepreneurship. This study is on five central government finance schemes—Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM), Pradhan Mantri Employment Generation Programme (PMEGP), Dairy Entrepreneurship Development Scheme (DEDS), North East Industrial and Investment Promotion Policy (NEIIPP), and Scheme of Fund for Regeneration of Traditional Industries (SFURTI)—applicable in the state of Sikkim. The aim of the chapter is to analyze the year wise growth of women beneficiaries. The data has been collected from government websites, journals, and through ‘Right to Information Act 2005'. The study is descriptive in nature. Microsoft excel has been used for data visualization. The results of study showed a significant gender gap in the implementation of schemes, which need to be addressed through awareness and networking at ground level. The deeper penetration of financial schemes will result in more entrepreneurship ventures run and managed by females.

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Microfinance Schemes for Women Entrepreneurship in India: A Case Study of Sikkim State

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