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Role of Embedded Finance in Increasing Financial Inclusion

Role of Embedded Finance in Increasing Financial Inclusion

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Author(s): Peterson K. Ozili (Central Bank of Nigeria, Nigeria)
Copyright: 2024
Pages: 18
Source title: Adoption and Use of Technology Tools and Services by Economically Disadvantaged Communities: Implications for Growth and Sustainability
Source Author(s)/Editor(s): Alice S. Etim (Winston-Salem State University, USA)
DOI: 10.4018/978-1-6684-5347-6.ch011

Keywords: Digital Divide & Developing Countries / Government & Law / Human Aspects of Technology / Information Science Reference

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Abstract

The chapter examines the role of embedded finance in increasing financial inclusion. The author shows that embedded finance increases financial inclusion by changing the way banked adults, unbanked adults, and SMEs interact with financial services. Embedded finance also provides greater access to finance for underserved adults and businesses and generates revenue for embedded finance service providers and banks, thereby presenting a win-win opportunity for both the users and providers of embedded financial services.

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