The Role of Microfinance in Women Empowerment

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Author(s): Arohi Anand (Sarala Birla University, India)and Animesh Karn (Amity University, Ranchi, India)
Copyright: 2023
Pages: 21
Source title: Empowering Women Through Microfinance in Developing Countries
Source Author(s)/Editor(s): Yahaya Alhassan (University of Sunderland in London, UK)and Uzoechi Nwagbara (University of Sunderland in London, UK)
DOI: 10.4018/978-1-6684-8979-6.ch011

Keywords: Accounting and Finance / Business Science Reference / Gender & Diversity / Medicine & Healthcare

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Abstract

Microfinance is often touted as a tool for women empowerment, as it provides financial services to individuals who are typically excluded from traditional banking systems. It is widely believed that access to microfinance can help women improve their financial situation, increase their agency and decision-making power, and ultimately lead to greater empowerment. In this context, the present study investigates the impact of microfinance on the lives of members of self-help groups operating in Ranchi, Jharkhand, India. The findings suggest that microfinance has the potential to empower women by providing them easier access to credit enabling them to achieve financial independence, learn income-generating skills, and increase say in household decision-making and participation in community activities.

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