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An Overview of Microfinance in India and Its Role in Financing Poor Women
Abstract
Microfinance is considered as one of the most potential and successful tools which battle against poverty in the way of financing people with small financial need and helping poor women financially in less developed countries like India. It is a well-recognized notion that without upliftment of the condition of women in a society a nation cannot be developed in a competitive world. Microfinance may in fact help women to gain respect in her family and realize more self-confidence in socially defined roles. The chapter discusses the conceptual framework of microfinance growth of SHG-linked microfinance program and different types of microfinance services in India. Also, this chapter depicts how women are financially benefitted from microfinance institution through self-help groups and measured state-wise microfinance penetration index (MPI) in India. The findings of this study show that there have been favorable changes in the microfinance variables considered.
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