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College Dollars and Sense: Exploring Financial Aid Innovations at Historically Black Colleges and Universities
Abstract
HBCU's were founded to address the needs of low income, first generation college students. However, rising tuition costs, tighter loan restrictions and poor institutional financial aid planning tools are hindering students from matriculating within the HBCU system. Radical solutions such as pre-financial aid debt tracking programs aimed at entering freshman, federal loan modification options, and a pro-active shift of equipping students are needed to adequately address these issues. This chapter will discuss the most prevalent financial aid issues facing HBCU students, as well as present viable debt reduction solutions.
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