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The Technological Foundations of Central Bank Digital Currencies (CBDCs)

The Technological Foundations of Central Bank Digital Currencies (CBDCs)
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Author(s): Azadeh Eskandarzadeh (Acsenda School of Management, Canada)
Copyright: 2024
Pages: 15
Source title: Exploring Central Bank Digital Currencies: Concepts, Frameworks, Models, and Challenges
Source Author(s)/Editor(s): Guneet Kaur (University of Stirling, UK), Pooja Lekhi (University Canada West, Canada)and Simriti Popli (Kaplan International College, UK)
DOI: 10.4018/979-8-3693-1882-9.ch007


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Central bank digital currencies (CBDCs) are being recognized as a possible advancement in sovereign money. Although CBDCs have the potential to bring about positive changes such as enhanced financial inclusion and updated payment infrastructures, there are still important considerations regarding the suitable designs of the underlying technology. This chapter provides a comprehensive review of the current state of technological research and experimentation in order to assess architecture options and considerations for CBDCs.

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