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Towards an Ultimate Cashless Society and Potential Collaboration Between Blockchain and E-Payments
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Author(s): Lee Peng Foo (Tunku Abdul Rahman University College, Malaysia), Chooi Ling Lai (Tunku Abdul Rahman University College, Malaysia), Daniel Boon Yann Ooi (Tunku Abdul Rahman University College, Malaysia)and Zheng Ying Khoo (Tunku Abdul Rahman University College, Malaysia)
Copyright: 2022
Pages: 20
Source title:
Handbook of Research on Social Impacts of E-Payment and Blockchain Technology
Source Author(s)/Editor(s): P.C. Lai (University Malaya, Kuala Lumpur, Malaysia)
DOI: 10.4018/978-1-7998-9035-5.ch011
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Abstract
There are many different ways by which a user can make cashless payments—online banking, credit and debit cards, e-wallets, and QR codes just to name a few. The adoption of the methods of payment is largely determined by government rules as well as regulations in the respective countries. Hence, this study provides an in-depth discussion regarding the trends of e-payment adoption in selected countries. To strengthen the case for the digitalisation of transactions, the authors also consider the advantages of moving towards a cashless society. In addition, major issues that hinder the growth in the global adoption of e-payments found in cross-border transactions will be discussed. Furthermore, this chapter also explores the potential adaptation of blockchain technology on e-payment systems to solve the instant cross-border payment issue.
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